The failure of Silicon Valley Bank last month made national news. Silicon Valley Bank (SVB) was the largest bank failure since the Global Financial Crisis of 2008, with $212 billion in assets reported in the fourth quarter of 2022. SVB was the second-largest bank failure in U.S. history behind Washington Mutual, which had approximately $300 billion in assets in 2008 […]
Finance
Insight Into Money and Banking: Homeowners vs Mortgage Insurance
I am often asked what are the differences between homeowners insurance and private mortgage insurance. While both types of insurance coverage play an important role in real estate finance, the homeowner’s insurance policy and private mortgage insurance (PMI) provide two different types of insurance coverage. Homeowners insurance provides the homeowner protection for their home and its contents from damage caused […]
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